Monthly Income Scheme

MONTHLY INCOME PLAN (36 MONTH & 60 MONTH )

AMOUNT /  TERM MONTHLY INCOME  - 3 YEAR @ 9% 5 YEAR @ 12%
50,000 375 500
1,00,000 750 1,000
2,00,000 1,500 2,000
5,00,000 3,750 5,000
10,00,000 7,500 10,000
20,00,000 15,000 20,000
30,00,000 22,500 30,000
50,00,000 37,500 50,000


Features of PB India Nidhi Limited Monthly Deposit Account

  • Minimum MIS would be of Rs. 50000/-
  • No TDS Deducted on interest paid by P.B.INDIA Nidhi on Deposits.
  • Special MIS is applicable only for Senior citizens, women, and Govt. employ and for pensioners.
  • Loan available against Deposit up to 50% of deposited amount after three month from the date of deposit.
  • Rate of interest on loan against Deposit would be 5% higher than applicable rate of interest to your Deposit.
Payment before maturity not allowed for 90 days deposit scheme and Payment before Maturity allowed to other MIS plans, in this case the Calculation of interest on pre-mature payment will be applicable as per savings a/c’s rate of interest and already paid interest amount will be deducted from the principal amount.